Rates
| Metadata | Value |
|---|
| TAM Boundary | #8 of 12 |
| Mission | Dynamic rates, DCC rates |
| Key Capabilities | Dynamic Currency Conversion (DCC), exchange rates, rate management |
| Last Scanned | 2026-01-09 |
Overview
The Rates boundary manages dynamic currency conversion (DCC) and exchange rate services across Planet's payment processing. This includes rate tables, DCC configuration, and real-time rate lookups during transaction processing.
Applications
- DCC Services - Dynamic Currency Conversion processing
- Rate Table Management - Exchange rate management and distribution
- 3CDCCDB - DCC rates database
Repository Inventory
Architecture Notes
DCC Flow
Transaction Request → Rate Lookup → DCC Offer → Customer Choice → Final Authorization
│
└── 3CDCCDB (rate tables)
Key Database
- 3CDCCDB - DCC rates database (referenced in Integra domain)
Rate Sources
- Card scheme rates (Visa, Mastercard)
- Third-party rate providers
- Internal rate calculations with markup
Integrations
- PSW - Rate table importer for acquiring
- Integra FE - DCC at POS terminals
- Datatrans - DCC for e-commerce
Technology Stack
| Component | Technology |
|---|
| PSW Rate Importer | C# (.NET) |
| Terminal DCC | C (TETRA) |
| France DCC | PHP, Perl, Symfony |
| Database | SQL Server (3CDCCDB) |
Strategic Direction
- Centralized rate management service
- Real-time rate feeds integration
- Multi-currency support expansion
- Compliance with card scheme DCC regulations
Future Considerations
- API-first rate service for all channels
- Rate caching and distribution optimization
- Enhanced rate provider integrations
- Rate analytics and reporting